English guide · Updated October 2026

How Much Does Health Insurance Cost in Argentina?

List prices for a 30-year-old range from about AR$170,000/month for entry-level coverage to over AR$1,000,000/month for premium plans, as of october 2026. Your own price depends mainly on age, plan tier, and whether you want copays or not.

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Price by coverage tier (30-year-old, individual)

Entry-levelfrom ~AR$170,000/mo

Full PMO coverage (the legally mandated minimum: doctor visits, tests, hospitalization, emergencies, maternity) for a 30-year-old. Usually has copays on consultations.

Mid-rangeAR$300,000–500,000/mo

No copays, wider provider network, and often access to at least one high-complexity own or partner hospital.

PremiumAR$1,000,000+/mo

The broadest provider network, private rooms, and the shortest wait times for specialists and elective procedures.

List prices, october 2026. Most companies apply about 15% off for online contracting with automatic debit — already reflected in quotes through the comparator.

What actually moves your price

1
Your age

The single biggest factor. Prices step up in age brackets, most noticeably after 40 and again after 60.

2
Copay or no copay

Plans with no copay on consultations cost more than otherwise-similar plans that do have one.

3
Your family group

Each person is priced individually by their own age and added up — there is no flat family discount, but children are priced lower than adults.

4
Nothing else

Nationality, country of origin and immigration status do not affect the price — you pay the same list price a local your age pays.

Frequently asked questions

Does age change the price a lot?

Yes — it is the single biggest factor. Prices are set in age brackets and rise noticeably after 40, then again after 60. A 25-year-old and a 55-year-old on the identical plan pay very different monthly fees.

Is there a discount for paying online or by direct debit?

Yes, most companies offer around 15% off the list price for contracting online (25% for monotributistas, the simplified self-employed regime) — this is already reflected in the quotes you get through PrepagaYa.

How much more does a family plan cost?

Each family member is priced individually by their own age, then added up — there is no flat "family rate." A couple with two young kids typically costs noticeably less per person than four adults would, since children are priced lower.

Do foreigners pay a surcharge?

No. Nationality does not affect price — you pay exactly what an Argentine your age pays for the same plan.

What is the fastest way to see my exact price?

Use the free comparator: enter your age (and your family’s, if applicable) and your city, and you get real prices across all major companies in about two minutes, with no DNI or signup required.

Get your exact price, not just a range

Free, no registration, no DNI required. An advisor who works with foreigners will contact you.